Cover the majority of your costs with insurance, or self-pay
At Thriveworks, you pay per session. Most clients are able to use their insurance, often owing just a small co-pay $0-$50. While we do not accept cash payments, self-pay options are also available starting at $200, based on service type and state.
We accept 585+ insurance plans
Quickly confirm coverage or view self-pay rates
First, choose your state
You’ll get the most accurate information if we know where you’re seeking care, as insurance coverage and self-pay rates vary by state.
Then, pick a plan or self-pay
Below are the insurances we accept in your state. Don’t see yours listed or have insurance? You can still get help through self-pay.
Great news! We’re in network with
*This is a common co-pay range for mental health services with an in-network provider; however, you may have a different co-pay or other out-of-pocket costs (such as a deductible), dependent upon your specific plan’s benefits. After confirming that the provider you’d like to work with accepts your plan (over the phone with our support team or on the provider’s profile), please contact your insurance to determine your exact financial responsibility, prior to scheduling.
Work with a provider who fits your needs — hand-selected by (or for) you
Go to therapy in person or online, whichever works best for you
Receive help quickly — have your first session as soon as this week
Individual & relationship counseling
Get individual therapy for depression, stress, and more (for yourself or your child/teen). Or, work through your unique relationship challenges in couples/marriage or family therapy.
first session
subsequent sessions
Psychiatry/medication management
Reduce or manage symptoms of mental health conditions like anxiety and ADHD, with psychiatric medication.
first session
subsequent sessions
Work with a provider who fits your needs — hand-selected by (or for) you
Go to therapy in person or online, whichever works best for you
Receive help quickly — have your first session as soon as this week
How it works
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1
Find the right provider
Call us for matching assistance or view our providers online — find one who accepts your insurance and suits your other needs. You can also verify self-pay rates now, if you need to.
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2
Select your payment type to book
Choose a date and time that works for you as well as how you’d like to pay (using your insurance or self-pay). Either way, you won’t make any payments yet.
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3
Meet with your provider and pay after
You won’t get charged or have to pay until after your session — whether it’s just a co-pay after insurance or your self-pay session cost.
FAQs about pricing and billing
Clients who use insurance often only owe a co-pay per session – with $0-$50 being the most common. However, the exact cost of our services varies, based on your payment method (insurance or self-pay) and your insurance plan’s specific benefits if you’re using insurance or your provider’s specific self-pay rate if you’re choosing to self-pay.
We accept most insurances and are proud to cover 180 million Americans across the country including UnitedHealthcare, Humana, BlueCross BlueShield, Aetna, Cigna, TUFTS, Tricare, Medicare, and more.
Yes, the majority of our providers accept Medicare. There are select provider types, however, that are not eligible to accept Medicare (per federal regulations), including licensed professional counselors and marriage and family therapists. Please confirm the provider you’d like to schedule with accepts Medicare before booking.
If you don’t have insurance or your plan doesn’t cover mental health services, you can use self-pay instead.
Below is our self-pay breakdown by service and state. You can also find the exact self-pay rate for each clinician on their profile, and we can provide this information over the phone, too — so that you can make an informed, confident decision before scheduling with us.
| Individual & relationship counseling | ||
|---|---|---|
| State | First Session | Subsequent Sessions |
| Georgia | $200 | $160 |
| DC / Maryland / Virginia | $220 | $160 |
| North Carolina | $200 | $160 |
| Pennsylvania | $220 | $180 |
| Massachusetts | $240 | $195 |
| All other states | $200 | $170 |
| Psychiatry/medication management | ||
|---|---|---|
| State | First Session | Subsequent Sessions |
| Georgia | $325 | $210 |
| DC / Maryland / Virginia | $350 | $255 |
| North Carolina | $325 | $210 |
| Pennsylvania | $325 | $210 |
| Massachusetts | $375 | $300 |
| All other states | $300 | $210 |
You can pay with debit or credit — we accept Visa, MasterCard, Discover, and American Express; however, we do not accept Care Credit at this time. Or, you can pay with an HSA/HRA/FSA card.
If you’re paying with insurance, you will be charged for any remaining out-of-pocket session costs on the Wednesday after your claim is processed. If you’re using self-pay, you will be charged the first Wednesday post-session.
No – as of 2023, there is no longer a Thriveworks membership fee. The extra resources and support services, traditionally associated with our membership, are now complimentary. We believe these supplemental resources enable our clients to get the very best care throughout their journey with us. As such, they are now available to all of our clients for free.
We have a flexible cancellation policy that allows clients to reschedule or cancel an appointment up to 48 hours in advance. Clients will be charged a late cancellation fee of $135 if they cancel or reschedule within less than 48 hours of their appointment, don’t show up for their appointment, or are more than 10 minutes late to a 30 minute-appointment or 15 minutes late to a 60-minute appointment (unless the session is resumed and care is delivered).
